Especially important it can be during pre-holiday period. Credit line will help increase sales, enlarge range of goods and get a good bargain in large amounts. Interest rates are being counted according to credit limit amount that has been spent already.

Loan conditions:

• Amount: to 1 500 000 EUR or equivalent in other currency;
• Currency: LVL, EUR, USD;
• Maturity: up to 12 months;
• Interest rate: depends on individual risk.

Collateral:

• Founds/deposit in the bank;
• Real estate pledge up to 70% collateral of the market value;
• Commercial pledge of company assets up to 60% of collateral of the market value;
• Other for bank acceptable collateral.

Terms of loan receiving:

• Economic activity of the company at least 2 years;
• Own capital in the balance at least 20%;
• Company has to work with profit;
• Company’s liquidity has to equal or higher than 1.

Order of receiving the loan:

Has to fill the application form and other necessary documents.