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Contacts
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Address:
Katlakalna 1, Rīga, LV-1073
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Phone:
(+371) 6 777 2 999
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Fax:
(+371) 6 777 2 998
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E-mail:
info@lpb.lv
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CREDIT CARD MAINTENANCE
| SERVICE |
FEE, LVL |
| MasterCard Standard |
MasterCard Gold |
MasterCard Platinum |
| 1. Card maintenance |
|
| 1.1. Card annual fee |
15,00 |
50,00 |
150,00 |
| 1.2. Card annual fee, if your salary is transfered to the Bank |
|
| salary is below 500 LVL or equivalent in another currency |
free charge |
- |
- |
| salary from 500LVL up to 1500 LVL or equivalent in another currency |
free charge |
free charge |
- |
| salary over 1500 LVL or equivalent in another currency |
free charge |
free charge |
free charge |
| 1.3. Card annual fee, if your pension benefit is transfered to the Bank |
|
| pension benefit is below 500 LVL or equivalent in another currency |
free charge |
- |
- |
| pension benefit is over 500 LVL or equivalent in another currency |
free charge |
free charge |
- |
| 1.4. Card annual fee, if your scholarship is transfered to the Bank |
free charge |
- |
- |
| 1.5. Card annual fee, if you have term deposit in the Bank |
|
| term deposit from 1 000 up to 10 000 LVL or equivalent in another currency |
free charge |
- |
- |
| term deposit from 10 001 up to 30 000 LVL or equivalent in another currency |
free charge |
free charge |
- |
| term deposit over 30 000 LVL or equivalent in another currency |
free charge |
free charge |
free charge |
| 1.6. Supplementary card annual fee |
5,00 |
20,00 |
50,00 |
| 1.7. Fee for card duplicate |
5,00 |
5,00 |
5,00 |
| 1.8. Fee for supplementary card duplicate |
5,00 |
5,00 |
5,00 |
| 1.9. Fee for replacement of card |
5,00 |
5,00 |
5,00 |
| 1.10. Fee for replacement of supplementary card |
5,00 |
5,00 |
5,00 |
| 1.11. Fee for urgent card issue (8 hours) |
10,00 |
10,00 |
10,00 |
| 2. New card validity period |
2 years |
| 3. Renewed card validity period |
2 years |
| 4. Duplicate card validity period |
as a duplicated card |
| 5. Replaced card validity period |
2 years |
| 6. Purchase fee |
|
| 6.1. in Latvia |
free charge |
| 6.2. abroad |
free charge |
| 7. Cash withdrawal fee |
|
| 7.1. Cash withdrawal at JSC Latvijas pasta banka |
according to the rates for cash operations |
| 7.2. Cash withdrawal at Latvijas Hipotēku un zemes banka and Citadele banka's ATM or Norvik banka's customer service center |
the first two times a month - free charge |
| 0,50 |
0,50 |
0,50 |
| 7.3. Cash withdrawal at other bank in Latvia |
1.50 + 1.2% |
1.50 + 1.2% |
1.50 + 1.2% |
| 7.4. Cash withdrawal at other bank ATM in Latvia |
1.50 + 1.2% |
1.50 + 1.2% |
1.50 + 1.2% |
| 7.5. Cash withdrawal at other bank |
1.50 + 1.5% |
1.50 + 1.5% |
1.50 + 1.5% |
| 7.6. Cash withdrawal at other bank ATM |
1.50 + 1.5% |
1.50 + 1.5% |
1.50 + 1.5% |
| 8. Fee for accessing account balance in ATM |
|
| 8.1. Fee for accessing account balance in Latvijas Hipotēku un zemes banka and Citadele bankas's ATM |
0,15 |
0,15 |
0,15 |
| 8.2. Fee for accessing account balance in other bank ATM in Latvia |
0,50 |
0,50 |
0,50 |
| 9. Credit limit |
|
| 9.1. The amount of the credit limit depending on your term deposit |
|
| term deposit from 1 000 up to 10 000 LVL or equivalent in another currency |
70% |
- |
- |
| term deposit from 10 001 up to 30 000 LVL or equivalent in another currency |
80% |
80% |
- |
| term deposit over 30 000 LVL or equivalent in another currency |
90% |
90% |
90% |
| 9.2. The amount of the credit limit depending on your salary, transfered to the Bank |
|
| salary is below 500 LVL or equivalent in another currency |
100% |
- |
- |
| salary from 500 LVL up to 1500 LVL or equivalent in another currency |
200% |
200% |
- |
| salary over 1500 LVL or equivalent in another currency |
300% |
300% |
300% |
| 9.3. The amount of the credit limit depending on your pension benefit, transfered to the Bank |
|
| pension benefit is below 500 LVL or equivalent in another currency |
100% |
- |
- |
| pension benefit is over 500 LVL or equivalent in another currency |
200% |
200% |
- |
| 9.4. The amount of the credit limit depending on your scholarship, transfered to the Bank |
|
|
100% |
- |
- |
| 10. Fee for credit limit |
|
| 10.1. Annual interest rate for authorised credit |
24,00% |
22,00% |
20,00% |
| 10.2. Annual interest rate for unauthorized credit |
48,00% |
48,00% |
48,00% |
| 10.3. Annual interest penalty for overdraft or overdue payments |
60,00% |
60,00% |
60,00% |
| 10.4. Minimum payment of spent authorised credit amount to be made until last business day next month |
5,00% |
5,00% |
5,00% |
| 10.5. Date, till which a minimum payment of spent authorised credit amount should be made |
last business day of calendar month |
| 11. Other services |
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| 11.1. Send card to another branch of Latvijas pasta banka |
3,00 |
3,00 |
3,00 |
| 11.2. Send card and PIN by registered mail to Latvia |
3,00 |
3,00 |
3,00 |
| 11.3. Send card and PIN by mail abroad |
according to the individual agreement with the client |
| 11.4. Unfounded claim processing |
10,00 |
10,00 |
10,00 |
| 11.5. Transaction documents request |
10,00 |
10,00 |
10,00 |
| 12. Limits |
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| 12.1. Daily cash withdrawal limit |
1000,00 |
1500,00 |
5000,00 |
| 12.2. Monthly cash withdrawal limit |
10000,00 |
20000,00 |
30000,00 |
| 12.3. Daily purchase limit |
1000,00 |
2200,00 |
5000,00 |
| 12.4. Monthly purchase limit |
10000,00 |
20000,00 |
30000,00 |
| 13. Transfers from the card account |
the same as current account |
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| Useful |
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| Currency rates |
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